New Super Jumbo Loan: Finance Up to $5M

In today’s rapidly evolving real estate landscape, traditional loan limits often fall short for investors aiming to acquire or refinance high-value properties. To address this challenge, a new Super Jumbo loan program has emerged as a powerful financing solution. Specifically tailored for borrowers seeking larger loan amounts that exceed conventional limits, this program presents an ideal option for funding premium real estate opportunities.

As property values continue to climb, particularly in competitive and high-cost markets, investors need more robust financing options. Consequently, the Super Jumbo loan program offers up to $5 million in financing with 30-year fixed-rate terms. In addition, whether you are purchasing a commercial asset, refinancing an existing investment, or leveraging a cash-out transaction, this program provides the stability, flexibility, and scale required to advance with confidence.

This flexible loan product is structured for forward-thinking investors who need reliable financing for luxury residential assets, second homes, or income-producing properties. Whether you’re acquiring a premium property or unlocking liquidity from an existing one, this program delivers both scale and stability.

What Is a Super Jumbo Loan?

A Super Jumbo loan is a type of mortgage that exceeds the limits for conventional jumbo loans. While standard jumbo loans typically cap out around $726,200 to $1,089,300 (depending on the county), this Super Jumbo Loan option gives qualified borrowers access to up to $5 million in financing. This makes it an excellent fit for investors working in competitive, high-cost markets where conventional caps fall short.

Key Features of Our Super Jumbo Loan

This Super Jumbo loan program offers strategic features ideal for real estate investors seeking scale and control:

• Loan Amounts: Up to $5 million
• Loan Type: 30-year fixed-rate mortgage
• Transaction Types: Purchase, refinance, and cash-out refinance
• Cash-Out Limits: Up to $500,000
• Property Types: Eligible for primary residences, second homes, and investment properties
• Flexible Qualification: Built to accommodate investors with diverse and complex income sources

Whether you’re refinancing a portfolio asset in New York, purchasing a second home in Los Angeles, or accessing equity from a long-term rental in Austin, this program is structured to support high-value real estate strategies.

Why Offer a Super Jumbo Loan?

As property values rise in prime markets, the demand for high-capacity financing grows as well. Securing funds above standard limits can be especially challenging for investors with unique financial footprints, especially those with self-employment income or multiple holdings.

Here’s why this Super Jumbo loan offers an advantage:

1. Attract High-Value Opportunities

Accessing larger loan amounts gives you the capital needed to move decisively on premium properties in desirable markets.

2. Maximize Investment Leverage

With competitive fixed rates and flexible use options, you can protect long-term returns while keeping your liquidity intact.

3. Streamline Complex Deals

This loan is built with investor needs in mind. Furthermore, offering custom qualification paths for those with non-W2 income, layered assets, and existing portfolios.

Ideal Borrowers for Super Jumbo Loans

This Super Jumbo product is designed for sophisticated investors with:

• High credit scores
• Substantial income or asset reserves
• Complex income sources (e.g., self-employed or trust income)
• A need to acquire or refinance high-value residential assets
• Strategic use cases for unlocking equity, growing portfolios, or improving ROI

For entrepreneurs, business owners, and experienced investors, this program offers the flexibility and capacity that conventional loans simply can’t provide.

Use Cases: When a Super Jumbo Loan Makes Sense

If you’re evaluating how this loan might serve your investment strategy, here are a few examples:

• Luxury Home Purchase: Acquire a $6 million residence or long-term hold with 20% down and fixed-rate stability.
• Cash-Out Equity: Refinance and tap into up to $500,000 in equity to fund new acquisitions, renovations, or other business ventures.
• Second Home Financing: Secure long-term financing for a second residence in a high-demand vacation or seasonal market.
• Investment Property Acquisition: Fund a high-yield rental or mixed-use property in a top-tier urban or resort location.

Partnering with Scout Financial: What You Can Expect

At Scout Financial, we don’t just facilitate transactions, we offer tailored financial strategies and support for real estate investors navigating today’s complex lending landscape.

Here’s what you can expect from working with us:

• Experienced support for high-net-worth and investment clients
• Customized guidance to align loans with your tax and cash flow strategies
• Clear communication from initial consultation to final closing
• Compliance-minded service that protects your financial interests across every stage of the deal

We partner with you to make sure your lending choices support your broader investment strategy, not just your next property purchase.

Ready to Serve Bigger Deals? Let’s Talk.

If you’re looking to grow your real estate portfolio, unlock liquidity, or access financing beyond traditional limits, this Super Jumbo loan program is a strategic tool built for your goals.

With up to $5 million in available financing and wide property eligibility, Scout Financial is here to help you capitalize on your next opportunity, confidently and efficiently.

Contact Scout Financial today to learn more.

Let’s take your real estate investments to the next level, one smart loan at a time.